All or
part of the UCard Services, some features thereof, or some Digital Assets, are not available in certain
jurisdictions, including where restrictions or limitations may apply, as indicated on the UCard Platform and
in the relevant general terms and conditions. While the nature of digital assets is unique, and when
considering digital assets in the context of wealth enhancement, any such reference is for a general
understanding of UCard’s offerings. Materials related to UCard’s services should not be treated as a guarantee
of future results or as financial advice. When terms such as "up to" or "from" are used to denote limits,
achieving these maximum or minimum thresholds may be conditional on additional actions or fulfilment of
certain criteria and requirements that may not be attainable by all clients. Тhis material is for general
information purposes only and is not intended to provide and should not be relied on for tax, legal or
accounting advice. You should consult a qualified professional, as this material is not tailored to your
specific circumstances. When referencing digital assets as potential investments, any similarities with the
traditional concept of investments are entirely circumstantial, therefore any parallels between them should
not be interpreted as deliberate or intended. Rates are subject to change and may vary by region, loyalty
tier, and other applicable factors. Always refer to the UCard app for your applicable rates. Assets under
management figure updated on a quarterly basis. Latest available data as of Q2 2026
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